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Care Freedom Individual

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Synopsis:

Religare Care Freedom is an Ideal plan for people aged between 45-70 with Affordable premiums, this plan provides Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.

Highlight:

Consumable Allowance over and above hospitalization expenses to take care of miscellaneous expenses.
No Loading of premium & medical underwriting.
Option to include spouse under floater plan for competitive premiums.
Pre Existing Diseases covered after a period of 24 months.
20% co-pay for all claims including PED cases on entry up to age 70.
Life long policy renewal is available.

Benefit:

Title	Description
Ambulance Expenses	Up to 10% of payble Hospitalisation expenses
Automatic Restoration of Sum Insured	Up to S.I
Co-Payment	20% for entry up to 70/30% for entry above 70.
Daily Hospitalization Allowance	Rs.750, upto Rs.1000 for max.7 days
Day Care Procedure Coverage	Up to SI
Free Health Checkup	Annually
ICU Daily Rent Limit	SI 3 Lac: Up to 2% Of SI/Day. SI 5 Lac: No Limit SI 7/10 LAC : No Limit
Minimum Hospitalization Period	24 Hrs
Nursing Allowance	Upto 10% of S.I
Post Hospitalization Expenses	SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Pre-Existing Disease / Illness coverage	After 2 Years
Pre-Hospitalization Expenses	SI 3 Lac: Up to 7.5% of payble Hospitalisation expenses. SI 5 Lac: Up to 10% of payble Hospitalisation expenses. SI 7/10 LAC : Up to 10% of payble Hospitalisation expenses.
Room Rent Limit	SI 3 Lac: Twin Sharing Room Subject to Max 1%Of SI/Day. SI 5 Lac: Twin Sharing Room SI 7/10 LAC : SIngle Private Room
Waiting Period for New Policy	30 Days

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